How to Leverage Your HSA or WSA Budget for Medical Travel

A Guide from Estedica

Discover how to unlock the full potential of Health and Wellness Spending Accounts (HSA/WSA) by offering your team personalized, high-impact benefits — from global medical access to concierge wellness solutions.

Why HSAs and WSAs Are Underutilized

In the world of modern employee benefits, Health Savings Accounts (HSAs) and Wellness Spending Accounts (WSAs) hold immense potential — yet most employees don’t know how to use them beyond routine prescriptions or massages.

In fact, over 50% of HSA holders don’t fully utilize their available funds. This leaves thousands of dollars per year untouched, when they could be directed toward life-changing, medically necessary, or wellness-enhancing care.

The Case for Medical Travel

Global medical and wellness travel isn’t just for executives anymore. By using HSA and WSA funds for vetted procedures abroad, employees can unlock access to:

- High-quality dental, surgical, or diagnostic care

- Executive checkups and preventative screenings

- Reproductive and fertility services

- Mental health, rejuvenation, or longevity programs

- Procedures that are otherwise unaffordable or delayed in North America

This approach enables smarter, more efficient spending while improving access, outcomes, and overall employee satisfaction.

How Estedica Makes It Work

At Estedica Global Wellness Solutions, we specialize in helping companies and their employees unlock the full power of HSAs and WSAs. Our model blends high-touch service, global medical access, and concierge support — all without adding any admin burden to HR.

Here’s how the journey works:

1. Personalized Consultations

We begin with a 1:1 discovery consultation, helping employees explore what’s possible. Whether it’s a cosmetic procedure, dental work, orthopedic surgery, or a second opinion abroad, we help them:

- Understand eligible HSA/WSA use

- Map goals to realistic timelines and destinations

- Consider both medical and wellness outcomes

2. Customized Planning

Next, we design a seamless, tailored care experience. This may include:

- Aligning treatment abroad with personal travel or holidays

- Choosing from internationally accredited clinics and hospitals

- Pairing employees with trusted physicians and care teams

3. Full Concierge Support

Estedica handles every detail, including:

- Booking procedures and specialists abroad

- Travel planning, documentation, and insurance coordination

- Ground transportation, recovery planning, and interpreter support

- Facilitating access to pre and post-procedure care instructions

Our team is available for the duration of every client’s wellness journey, ensuring each experience is smooth, supportive, and safe.

Benefits for Employers and Employees

When employees use HSA or WSA funds strategically, the ROI is clear:

- Improved health outcomes
- Reduced absenteeism
- Better utilization of benefit dollars
- Higher retention and employee satisfaction
- No extra cost unless the employer chooses to subsidize

Best of all, there’s no disruption to existing benefit plans, and no heavy lifting for HR. We provide branded onboarding kits, education, secure intake, and fully compliant operations — from PIPEDA to HIPAA and GDPR.

Smarter Spending, Better Care

Using HSA and WSA funds for medical and wellness travel is one of the most strategic, empowering ways employees can take control of their health — and one of the smartest enhancements an employer can make to their benefits package. At Estedica, we make the process seamless, elegant, and results-driven.
Let us show you what’s possible.

Ready to explore how this could work for your team? We’d love to start a conversation.

www.estedica.com/contact | atyourservice@estedica.com | 1.250.884.1835